Overview
Why Retirement Income Source?
Retirement Income Source is a professional services brand with over 7 years of operating history and 27 active locations. The full Franchise Disclosure Document, including unit-level financials, territory terms, training requirements, and franchisee obligations, is available on request.
The Numbers
Investment & Fees
- Total initial investment
- $100K – $226K
- Initial franchise fee
- $25K
- Royalty fee
- Available on request
- Ad / marketing fee
- Available on request
Regulatory Filings
FDDs on file
Latest FDD on file: 2025. Request the document below to see Item 19 financial performance, Item 7 estimated initial investment, and territory disclosures.
Who's Operating It
29 franchisees of Retirement Income Source
Al Flores
Fortress Financial · San Ramon, CA
1unitAndrew A. Agemy
Agemy Financial Strategies, Inc. · Guilford, CT
1unitAnthony Saccaro
Providence Financial & Insurance Services · Woodland Hills, CA
1unitBrad Williams
Brad Williams Financial Services, LLC · Huntsville, AL
1unitDavid McAdams
McAdams Group · Cordova, TN
1unitDavid Stearns
Stearns Retirement Group · Watkinsville, GA
1unitDavid Wright
Wright Financial Group, LLC · Toledo, OH
1unitDee Carter
Carter Financial Group · Midland, TX
1unit
Why every serious buyer requests the FDD
The Franchise Disclosure Document is the single most important piece of paperwork in your due diligence. It's federally mandated and contains everything a franchisor is required to share before you sign.
- Item 7: full breakdown of your real startup costs
- Item 19: actual unit-level revenue performance
- Item 20: franchisee count, openings, closures, transfers
- Item 21: audited financial statements
Frequently Asked
Retirement Income Source franchise FAQ
Is Retirement Income Source a franchise?
Yes. Retirement Income Source is a franchise in the professional services category, which means you can own and operate a Retirement Income Source location under a franchise agreement with the franchisor. The total initial investment to open one ranges from $100K – $226K. The franchisor provides the brand, systems, and ongoing support in exchange for an initial franchise fee and royalties, all disclosed in the Franchise Disclosure Document (FDD).
How much does it cost to open a Retirement Income Source franchise?
Total initial investment to open a Retirement Income Source franchise ranges from $100K – $226K according to the latest Franchise Disclosure Document. The actual cost depends on territory, build-out, and local market conditions. Request the full FDD on this page for Item 7's full investment breakdown.
What is the Retirement Income Source franchise fee?
The Retirement Income Source initial franchise fee is $25K, paid to the franchisor at signing. This is separate from total investment and does not include build-out, equipment, or working capital.
How many Retirement Income Source franchise locations are there?
Retirement Income Source operates 27 active locations as of the most recent FDD filing. Request the latest FDD for state-by-state distribution and openings/closures from Item 20.
When was Retirement Income Source founded?
Retirement Income Source was founded in 2019, giving the brand 7 years of operating history. Brand longevity matters in franchising because it correlates with refined operations, established supplier relationships, and a tested franchisee playbook.
Is a Retirement Income Source franchise profitable?
Retirement Income Source unit-level profitability depends on location, operating costs, staffing, and management. When a franchisor makes an earnings claim, it appears in Item 19 of the Franchise Disclosure Document, the only place franchise financial performance is officially disclosed. Request the Retirement Income Source FDD on this page to review any Item 19 financial performance representation.
How do I apply for a Retirement Income Source franchise opportunity?
Submit a request through this page to receive the Retirement Income Source Franchise Disclosure Document. The FDD contains everything you need to evaluate the opportunity: Item 7 investment, Item 19 financial performance, Item 20 unit counts and franchisee turnover, and Item 21 audited financials. There is no cost or obligation to request the FDD.
Where can I get the Retirement Income Source FDD?
The current Retirement Income Source FDD can be requested directly through this page. Franchise Disclosure Documents are federally regulated by the FTC and must be provided to prospective franchisees at least 14 days before signing any binding agreement or paying any fee.
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