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Ameriprise Financial

Ameriprise Financial Franchise Cost & Facts · Professional Services

A Ameriprise Financial franchise costs $12K – $130K in total initial investment, with an initial franchise fee of $2K – $7K, across 3,855 locations. See the full Ameriprise Financial fees, royalty, and Franchise Disclosure Document below.

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Professional ServicesFounded 1971· 55 yrs3,855 unitsameriprise.com
Ameriprise Financial logo

Total Investment

$12K – $130K

Franchise Fee

$2K – $7K

Unit Count

3,855

Year Founded

1971

Overview

Why Ameriprise Financial?

Ameriprise Financial is a professional services brand with over 55 years of operating history and 3,855 active locations. The full Franchise Disclosure Document, including unit-level financials, territory terms, training requirements, and franchisee obligations, is available on request.

The Numbers

Investment & Fees

Total initial investment
$12K – $130K
Initial franchise fee
$2K – $7K
Royalty fee
Available on request
Ad / marketing fee
Available on request

Regulatory Filings

FDDs on file

202520232022202120192015

Latest FDD on file: 2025. Request the document below to see Item 19 financial performance, Item 7 estimated initial investment, and territory disclosures.

Who's Operating It

4,111 franchisees of Ameriprise Financial

102 multi-unit operators4,217 units operated by franchisees
See all 4,111 Ameriprise Financial franchisees

Why every serious buyer requests the FDD

The Franchise Disclosure Document is the single most important piece of paperwork in your due diligence. It's federally mandated and contains everything a franchisor is required to share before you sign.

  • Item 7: full breakdown of your real startup costs
  • Item 19: actual unit-level revenue performance
  • Item 20: franchisee count, openings, closures, transfers
  • Item 21: audited financial statements

Frequently Asked

Ameriprise Financial franchise FAQ

Is Ameriprise Financial a franchise?

Yes. Ameriprise Financial is a franchise in the professional services category, which means you can own and operate a Ameriprise Financial location under a franchise agreement with the franchisor. The total initial investment to open one ranges from $12K – $130K. The franchisor provides the brand, systems, and ongoing support in exchange for an initial franchise fee and royalties, all disclosed in the Franchise Disclosure Document (FDD).

How much does it cost to open a Ameriprise Financial franchise?

Total initial investment to open a Ameriprise Financial franchise ranges from $12K – $130K according to the latest Franchise Disclosure Document. The actual cost depends on territory, build-out, and local market conditions. Request the full FDD on this page for Item 7's full investment breakdown.

What is the Ameriprise Financial franchise fee?

The Ameriprise Financial initial franchise fee is $2K – $7K, paid to the franchisor at signing. This is separate from total investment and does not include build-out, equipment, or working capital.

How many Ameriprise Financial franchise locations are there?

Ameriprise Financial operates 3,855 active locations as of the most recent FDD filing. Request the latest FDD for state-by-state distribution and openings/closures from Item 20.

When was Ameriprise Financial founded?

Ameriprise Financial was founded in 1971, giving the brand 55 years of operating history. Brand longevity matters in franchising because it correlates with refined operations, established supplier relationships, and a tested franchisee playbook.

Is a Ameriprise Financial franchise profitable?

Ameriprise Financial unit-level profitability depends on location, operating costs, staffing, and management. When a franchisor makes an earnings claim, it appears in Item 19 of the Franchise Disclosure Document, the only place franchise financial performance is officially disclosed. Request the Ameriprise Financial FDD on this page to review any Item 19 financial performance representation.

How do I apply for a Ameriprise Financial franchise opportunity?

Submit a request through this page to receive the Ameriprise Financial Franchise Disclosure Document. The FDD contains everything you need to evaluate the opportunity: Item 7 investment, Item 19 financial performance, Item 20 unit counts and franchisee turnover, and Item 21 audited financials. There is no cost or obligation to request the FDD.

Where can I get the Ameriprise Financial FDD?

The current Ameriprise Financial FDD can be requested directly through this page. Franchise Disclosure Documents are federally regulated by the FTC and must be provided to prospective franchisees at least 14 days before signing any binding agreement or paying any fee.

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