Overview
Why Lendio?
Lendio is a other brand with over 1905 years of operating history. The full Franchise Disclosure Document, including unit-level financials, territory terms, training requirements, and franchisee obligations, is available on request.
The Numbers
Investment & Fees
- Total initial investment
- $36K – $54K
- Initial franchise fee
- —
- Royalty fee
- Available on request
- Ad / marketing fee
- Available on request
Regulatory Filings
FDDs on file
Latest FDD on file: 2022. Request the document below to see Item 19 financial performance, Item 7 estimated initial investment, and territory disclosures.
Who's Operating It
56 franchisees of Lendio
John Fee
Small Business Experts on Call LLC · Erie, Pennsylvania
2unitsNavin Goel
Bread Loan, LLC · Bethesda, Maryland
2unitsShay Munk
Pleasant View, Utah
2unitsAdam Cole
Cole Lending, Inc. · Baldwinsville, New York
1unitAdelanni George
Alimi Fin Market LLC · Dallas, Texas
1unitAnand Palanisamy & Sangeetha Thangamuthu
Lending Leaders LLC · Frisco, Texas
1unitAndrew Ornoski
Financier LB Group LLC · Cheyenne, Wyoming
1unitAnthony Nyikos
LEND PARTNERS CORP · San Diego, California
1unit
Why every serious buyer requests the FDD
The Franchise Disclosure Document is the single most important piece of paperwork in your due diligence. It's federally mandated and contains everything a franchisor is required to share before you sign.
- Item 7: full breakdown of your real startup costs
- Item 19: actual unit-level revenue performance
- Item 20: franchisee count, openings, closures, transfers
- Item 21: audited financial statements
Frequently Asked
Lendio franchise FAQ
Is Lendio a franchise?
Yes. Lendio is a franchise in the other category, which means you can own and operate a Lendio location under a franchise agreement with the franchisor. The total initial investment to open one ranges from $36K – $54K. The franchisor provides the brand, systems, and ongoing support in exchange for an initial franchise fee and royalties, all disclosed in the Franchise Disclosure Document (FDD).
How much does it cost to open a Lendio franchise?
Total initial investment to open a Lendio franchise ranges from $36K – $54K according to the latest Franchise Disclosure Document. The actual cost depends on territory, build-out, and local market conditions. Request the full FDD on this page for Item 7's full investment breakdown.
When was Lendio founded?
Lendio was founded in 121, giving the brand 1905 years of operating history. Brand longevity matters in franchising because it correlates with refined operations, established supplier relationships, and a tested franchisee playbook.
Is a Lendio franchise profitable?
Lendio unit-level profitability depends on location, operating costs, staffing, and management. When a franchisor makes an earnings claim, it appears in Item 19 of the Franchise Disclosure Document, the only place franchise financial performance is officially disclosed. Request the Lendio FDD on this page to review any Item 19 financial performance representation.
How do I apply for a Lendio franchise opportunity?
Submit a request through this page to receive the Lendio Franchise Disclosure Document. The FDD contains everything you need to evaluate the opportunity: Item 7 investment, Item 19 financial performance, Item 20 unit counts and franchisee turnover, and Item 21 audited financials. There is no cost or obligation to request the FDD.
Where can I get the Lendio FDD?
The current Lendio FDD can be requested directly through this page. Franchise Disclosure Documents are federally regulated by the FTC and must be provided to prospective franchisees at least 14 days before signing any binding agreement or paying any fee.
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